{"id":9437,"date":"2026-10-03T14:53:13","date_gmt":"2026-10-03T17:53:13","guid":{"rendered":"https:\/\/simcalculo.com.br\/?page_id=9437"},"modified":"2026-10-03T15:23:02","modified_gmt":"2026-10-03T18:23:02","slug":"calculadora-financiamento-veiculos","status":"publish","type":"page","link":"https:\/\/simcalculo.com\/pt-br\/calculadora-financiamento-veiculos\/","title":{"rendered":"Calculadora de Financiamento de Ve\u00edculos: Simule Online Gr\u00e1tis"},"content":{"rendered":"<div data-simcalculo-tool=\"simulador-financiamento-veiculos\" id=\"simfin-veiculos-1\" class=\"simfin-widget\" data-simfin data-config=\"{&quot;iof&quot;:{&quot;fixed_percent&quot;:0.38,&quot;daily_percent&quot;:0.0082,&quot;max_days&quot;:365,&quot;enabled_by_default&quot;:true},&quot;limits&quot;:{&quot;min_term&quot;:1,&quot;max_term&quot;:120,&quot;max_monthly_rate&quot;:5}}\">\n  <div class=\"simfin-header\">\n    <div class=\"simfin-icon\" aria-hidden=\"true\">\n      <svg viewBox=\"0 0 24 24\" role=\"img\"><path d=\"M5 17h14m-1.5-3.5h.01M6.5 13.5h.01M5.4 17A2.4 2.4 0 0 1 3 14.6v-2.2c0-.48.14-.95.4-1.38L5.5 7.5A2.4 2.4 0 0 1 7.62 6h8.76a2.4 2.4 0 0 1 2.12 1.5l2.1 3.52c.26.43.4.9.4 1.38v2.2a2.4 2.4 0 0 1-2.4 2.4m-13.2 0v1.2A1.8 1.8 0 0 0 7.2 20h.6a1.8 1.8 0 0 0 1.8-1.8V17m5.4 0v1.2a1.8 1.8 0 0 0 1.8 1.8h.6a1.8 1.8 0 0 0 1.8-1.8V17M4 11h16\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.7\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>\n    <\/div>\n    <div><p class=\"simfin-eyebrow\">Simula\u00e7\u00e3o inteligente<\/p><h2>Calculadora de Financiamento de Ve\u00edculos<\/h2><p>Compare cen\u00e1rios de carro ou moto e entenda o custo real do cr\u00e9dito.<\/p><\/div>\n  <\/div>\n\n  <form class=\"simfin-form\" novalidate>\n    <div class=\"simfin-grid\">\n      <div class=\"simfin-field\"><label for=\"simfin-veiculos-1-price\">Pre\u00e7o do ve\u00edculo<\/label><div class=\"simfin-input-wrap\"><span>R$<\/span><input id=\"simfin-veiculos-1-price\" data-field=\"price\" type=\"text\" inputmode=\"decimal\" placeholder=\"0,00\" maxlength=\"20\" value=\"\" autocomplete=\"off\" required><\/div><small>Valor de compra do carro ou da moto.<\/small><\/div>\n      <div class=\"simfin-field\"><label for=\"simfin-veiculos-1-entry\">Entrada<\/label><div class=\"simfin-input-wrap\"><span>R$<\/span><input id=\"simfin-veiculos-1-entry\" data-field=\"entry\" type=\"text\" inputmode=\"decimal\" placeholder=\"0,00\" maxlength=\"20\" value=\"\" autocomplete=\"off\" required><\/div><small>Quanto ser\u00e1 pago no ato.<\/small><\/div>\n      <div class=\"simfin-field\"><label for=\"simfin-veiculos-1-fees\">Tarifas e custos<\/label><div class=\"simfin-input-wrap\"><span>R$<\/span><input id=\"simfin-veiculos-1-fees\" data-field=\"fees\" type=\"text\" inputmode=\"decimal\" placeholder=\"0,00\" maxlength=\"20\" value=\"\" autocomplete=\"off\"><\/div><small>Cadastro, registro, avalia\u00e7\u00e3o etc.<\/small><\/div>\n      <div class=\"simfin-field\"><label for=\"simfin-veiculos-1-term\">Prazo<\/label><div class=\"simfin-input-wrap simfin-suffix\"><input id=\"simfin-veiculos-1-term\" data-field=\"term\" type=\"number\" min=\"1\" max=\"120\" step=\"1\" value=\"48\"><span>meses<\/span><\/div><small>De 1 a 120 parcelas.<\/small><\/div>\n      <div class=\"simfin-field simfin-rate-field\"><div class=\"simfin-rate-heading\"><label for=\"simfin-veiculos-1-rate\">Taxa de juros mensal<\/label><output data-rate-output for=\"simfin-veiculos-1-rate\"> 1,60% <\/output><\/div><input class=\"simfin-range\" id=\"simfin-veiculos-1-rate\" data-field=\"rate\" type=\"range\" min=\"0\" max=\"5\" step=\"0.01\" value=\"1.6\"><div class=\"simfin-range-scale\"><span>0,00%<\/span><span>2,50%<\/span><span>5,00%<\/span><\/div><p class=\"simfin-rate-selected\">Taxa selecionada: <strong data-rate-selected>1,60% ao m\u00eas<\/strong><span data-rate-annual>Equivale a 20,98% ao ano<\/span><\/p><\/div>\n      <div class=\"simfin-field\"><label for=\"simfin-veiculos-1-mode\">Sistema de amortiza\u00e7\u00e3o<\/label><select id=\"simfin-veiculos-1-mode\" data-field=\"mode\"><option value=\"price\"  selected='selected'>Price: parcela fixa<\/option><option value=\"sac\" >SAC: parcela decrescente<\/option><\/select><small>Price \u00e9 o padr\u00e3o mais usado em ve\u00edculos.<\/small><\/div>\n    <\/div>\n    <div class=\"simfin-options\"><label class=\"simfin-check\"><input type=\"checkbox\" data-field=\"iof\"  checked='checked'><span class=\"simfin-checkmark\" aria-hidden=\"true\"><\/span><span><strong>Incluir IOF estimado<\/strong><small>0,38% fixo + 0,0082% ao dia, limitado a 365 dias.<\/small><\/span><\/label><button type=\"submit\" class=\"simfin-button\"><span>Calcular financiamento<\/span><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M5 12h14m-6-6 6 6-6 6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div>\n    <div class=\"simfin-error\" role=\"alert\" aria-live=\"polite\" hidden><\/div>\n  <\/form>\n\n  <section class=\"simfin-results\" aria-live=\"polite\" hidden>\n    <div class=\"simfin-result-head\"><div><p class=\"simfin-eyebrow\">Resultado da simula\u00e7\u00e3o<\/p><h3>Veja o custo completo do seu financiamento<\/h3><\/div><span class=\"simfin-badge\" data-result=\"mode-label\">Tabela Price<\/span><\/div>\n    <div class=\"simfin-cards\"><article class=\"simfin-card simfin-card-primary\"><span>Parcela estimada<\/span><strong data-result=\"installment\">R$ 0,00<\/strong><small data-result=\"installment-note\">valor mensal<\/small><\/article><article class=\"simfin-card\"><span>Valor financiado<\/span><strong data-result=\"financed\">R$ 0,00<\/strong><small>com custos e IOF<\/small><\/article><article class=\"simfin-card\"><span>Total de juros<\/span><strong data-result=\"interest\">R$ 0,00<\/strong><small>ao longo do contrato<\/small><\/article><article class=\"simfin-card\"><span>Total pago<\/span><strong data-result=\"total\">R$ 0,00<\/strong><small>entrada + parcelas<\/small><\/article><\/div>\n    <div class=\"simfin-breakdown\"><div><span>Taxa equivalente anual<\/span><strong data-result=\"annual-rate\">0,00%<\/strong><\/div><div><span>IOF estimado<\/span><strong data-result=\"iof\">R$ 0,00<\/strong><\/div><div><span>Tarifas inclu\u00eddas<\/span><strong data-result=\"fees\">R$ 0,00<\/strong><\/div><div><span>CET estimado*<\/span><strong data-result=\"cet\">0,00% a.a.<\/strong><\/div><\/div>\n    <div class=\"simfin-schedule-wrap\"><div class=\"simfin-schedule-head\"><div><h4>Amortiza\u00e7\u00e3o do contrato<\/h4><p>Confira como cada parcela reduz o saldo devedor.<\/p><\/div><button type=\"button\" class=\"simfin-link\" data-action=\"toggle-schedule\" aria-expanded=\"false\">Ver todas as parcelas<\/button><\/div><div class=\"simfin-table-scroll\"><table><thead><tr><th>Parcela<\/th><th>Valor<\/th><th>Juros<\/th><th>Amortiza\u00e7\u00e3o<\/th><th>Saldo devedor<\/th><\/tr><\/thead><tbody data-result=\"schedule\"><\/tbody><\/table><\/div><\/div>\n    <p class=\"simfin-disclaimer\">* O CET \u00e9 estimado pelo fluxo mensal das parcelas e considera tarifas e IOF financiados junto com o saldo. A proposta real pode incluir seguros, tributos e regras pr\u00f3prias da institui\u00e7\u00e3o financeira. Compare sempre o CET oficial do banco.<\/p>\n  <\/section>\n<\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\">Est\u00e1 a pensar em <a href=\"https:\/\/simcalculo.com\/pt-br\/calculadora-metros-quadrados\/\" data-type=\"page\" data-id=\"9375\">comprar um carro<\/a> ou uma moto, mas n\u00e3o sabe exatamente quanto vai pagar por m\u00eas? Com o nosso <strong>simulador de financiamento de ve\u00edculos<\/strong>, pode calcular as suas parcelas em segundos de forma simples, transparente e 100% gratuita.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Basta inserir o valor do ve\u00edculo, a entrada dispon\u00edvel, a taxa de juros e o prazo desejado. A nossa calculadora faz todo o trabalho pesado por si: exibe o valor fixo da presta\u00e7\u00e3o, detalha os juros acumulados, estima taxas e IOF e ainda apresenta a tabela de amortiza\u00e7\u00e3o completa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Planeie a sua aquisi\u00e7\u00e3o com total seguran\u00e7a e descubra a op\u00e7\u00e3o que melhor se adapta ao seu or\u00e7amento antes de fechar qualquer contrato!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Est\u00e1 a pensar em comprar um carro ou uma moto, mas n\u00e3o sabe exatamente quanto vai pagar por m\u00eas? Com o nosso simulador de&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9437","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/simcalculo.com\/pt-br\/wp-json\/wp\/v2\/pages\/9437","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/simcalculo.com\/pt-br\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/simcalculo.com\/pt-br\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/simcalculo.com\/pt-br\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/simcalculo.com\/pt-br\/wp-json\/wp\/v2\/comments?post=9437"}],"version-history":[{"count":0,"href":"https:\/\/simcalculo.com\/pt-br\/wp-json\/wp\/v2\/pages\/9437\/revisions"}],"wp:attachment":[{"href":"https:\/\/simcalculo.com\/pt-br\/wp-json\/wp\/v2\/media?parent=9437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}